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What is the Texas Driver Responsibility Program?

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Q: What is the Driver Responsibility Program?

A:The Driver Responsibility Program can be located in Transportation Code Chapter 708 and was enacted by the 78th Texas Legislature (House Bill 3588). This law requires the Department to assess surcharges based on certain traffic offenses. This program does not replace other administrative suspension, or revocation actions that result from these same convictions. The surcharges assessed for this program are in addition to other reinstatement fees required for other administrative actions.

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Q: How does DRP work?

A: Surcharges are assessed using one of two methods.

POINTS: Points are assessed to moving violations classified as Class C misdemeanors. The Department will assign points to a person's driver license as follows upon conviction:

  • Two points for a moving violation conviction in Texas or that of another state. Moving violations are defined by 37 TEX. ADMIN. CODE §15.89 which includes a list of those violations that will be assigned points.
  • Points will not be assigned for speeding less than 10% over the posted limit or for seat belt violations.
  • Child Safety Seat violations will accrue two points.
  • Three points are assigned for a moving violation conviction in Texas or another state that resulted in a crash.

The Department will assess a surcharge when the driver accumulates a total of six (6) points or more on their driver record during a three-year period. The surcharge assessment will be reviewed annually. If the driver record continues to reflect six or more points during the prior three-year period, the surcharge will be assessed.

Therefore, drivers may be required to pay for one or more years if six or more points continue to accumulate on the driver record. The driver must pay a $100 surcharge for the first six points and $25 for each additional point. Point surcharges are cumulative and may vary with each annual assessment if convictions are added or removed from the driver record.

OTHER: Surcharges are also assessed for certain convictions as defined by law. The surcharge amount varies based upon the type of violation committed. No points are accessed for these offenses because the surcharge is automatic upon conviction. The offense information and associated surcharges are listed below:

  • Driving While Intoxicated or a DWI-related offense
    • First time offense = $1,000
    • Second or subsequent offense = $1,500
    • DWI with Blood Alcohol Content 0.16 or greater = $2,000
  • Failure to Maintain Financial Responsibility= $250
  • Driving While Driver License Invalid = $250
  • Driving without a Valid Driver License (i.e. No Driver License, No Commercial Driver License, No Endorsement Violation, No Motorcycle License, Operate with License for other Class Vehicle) = $100

Surcharges, which are cumulative, are automatically assessed for these convictions. For example, an initial conviction for DWI will be assessed $1,000 annually, and a subsequent DWI conviction within the same three-year period will be assessed an additional $1,500 annually.

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Q: How many points are on my driving history?

A: To obtain a list of the traffic convictions posted to your driving history, a copy of your driver record may be purchased for a fee. Driver records may be purchased online or by submitting a written request through the mail. Click here for more information on purchasing a copy of your driver record.

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Q: How do I know which traffic offenses will result in points?

A: Traffic offenses resulting in points are designated by 37 TAC §15.89. Please view the "attached graphic" for the list of violations.

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Q: Do offenses which occurred prior to September 1, 2003 count under the Driver Responsibility Program?

No. Due to amendments to Transportation Code Chapter 708, by House Bill 2 in the Third Special Session of the 78th Legislative Session, only offenses that occur on or after September 1, 2003 will be assessed points or surcharges.

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Q: What about out of state convictions; will they accrue surcharges?

A: Yes. Any conviction for a traffic offense that meets the definition of a moving violation will accrue points. Any out of state conviction relating to the operation of a motor vehicle while intoxicated will be assessed the DWI surcharge. Other conviction based surcharges require convictions under specific Texas statutes; therefore, out of state convictions for Driving While License Invalid, No Driver License, and No Insurance will not be assessed a surcharge.

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Q: What is the State going to do with the money collected under DRP?

A: The revenue collected will be directed to the Texas Trauma Center Fund and the Texas General Revenue Fund. Each will receive 49.5% and the Department will receive 1% for administration of the program.

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Questions about Surcharges, Payments, and Payment Options

Q: How do I know when to pay a surcharge?

A: You will be mailed written notice of the surcharge requirement to the address of record on file with the Department. To change your address you may visit your local Driver License Office or you may be eligible to change your address online at www.Texas.gov.

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Q: I don't have a Texas driver license so why do I have to pay a surcharge?

A: Individuals who have a Texas Identification Card or have an unlicensed driver history who receive convictions that qualify under the Driver Responsibility Program must pay the surcharge. If these individuals fail to submit the payment, the Department will suspend their driving privilege in Texas. This not only prevents issuance of a Texas driver license but may also affect their ability to obtain or renew a driver license in other states.

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Q: I have multiple convictions for "No Insurance" that require the filing of an SR-22, will I also have to pay a surcharge?

A: Yes. Any violation that occurred on or after September 1, 2003 will incur a surcharge of $250 each year for 3 years



Posted On 8/30/2010 9:06:50 AM



TEXAS WINDSTORM POSSIBLE RATE HIKE

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TEXAS WINDSTORM POSSIBLE RATE HIKE

08/20/2010

The Texas Windstorm Insurance Association has asked state regulators to approve a 5 percent rate increase that would take effect in January.

The association, which sells wind coverage to customers in hurricane-vulnerable areas who can't buy it elsewhere, calculated it really needs rate increases of 27 percent for residences and 36 percent for businesses. It asked regulators for a 10 percent rate increase last year, but Insurance Commissioner Mike Geeslin rejected the request.

Under legislation passed last year, the commissioner has 30 days to review planned rate hikes of 5 percent or less. If he takes no action during that time, the increase automatically can take effect. For anything higher, the commissioner has 60 days to act.

TWIA residential policies average around $1,220, per year, according to the association. A 5 percent hike would add $61.

As of July 31, the insurer covered about 225,000 residences and 14,000 businesses.



Posted On 8/21/2010 10:41:48 AM



Coastal Mobile Home Insurance with Windstorm

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Coastal Mobile Home Insurance with Windstorm Included !!!

Press Release
7/16/2010
Houston, TX

Insurance Plus Agencies LLC is now selling a coastal mobile home insurance policy with the windstorm included.
Say goodbye to Texas Windstorm Insurance Association, and hello to having your mobile home insurance in
one policy again.  Call us  for a free quote with this new program and start saving today!

866-466-1699


Posted On 7/17/2010 3:31:16 PM



Protect Youself from a Flood

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Protect Yourself

07/17/2010

Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.



Posted On 7/17/2010 1:57:12 PM



Insurance Plus Agency Serving Dickinson, Texas

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Insurance Plus Auto Insurance Agents Serving Dickinson Provide:

  • The expertise of insurance agents serving Dickinson, Texas.
  • Personal advice for your specific auto insurance needs.
  • Quotes from several insurance companies, so you can choose the best policy and quote for you.
  • Insurance for all of your vehicles, including your motorcycle, boat, car, RV and more.

Superior Claims Service

When you use Progressive’s superior claims service, the repairs are guaranteed for as long as you own your car. Plus, you can choose how and where your vehicle is repaired.

Did you know?

There are several liability limit choices for your Texas auto insurance policy. An Insurance Plus  Texas car insurance agent can recommend the coverage that best meets your needs.

Motorcycle Insurance, RV Insurance and More

Whether you need insurance for your motorcycle, boatRV or pickup truck, our Dickinson area agents  can help you choose a policy. Ask how you can save with our Multi-Policy Discount.

About Insurance Plus:

Insurance Plus Agencies, LLC is a Texas Based company with 7 offices in Southeast Texas. You can quote and buy auto insurance online or call us to write a homeowners, RV, Boat, Golf Cart, Motorcycle or Mobile Home policy right over the phone. Call us to find out why thousands of Texans have chosen Insurance Plus Agencies.

Phone Number  (281) 534-4700
Toll Free Number (866) 466-1699
Fax Number (979) 265-6564

Email:
Sales@YourInsuranceCompany.com

Website:
http://www.YourInsuranceCompany.com

Categories:

Insurance Agency, Auto Insurance Agency, Progressive Insurance Agency, Home Insurance Agency, Mobile Home Insurance Agency, Motorcycle Insurance Agency, Boat Insurance Agency, RV Insurance Agency, Commercial Insurance Agency, Business Insurance Agency, Golf Cart Insurance Agency, Jet Ski Insurance Agency, Motorcoach Insurance Agency, Tractor Trailer Insurance Agency, Tow Truck Insurance Agency, Dump Truck Insurance Agency, Motorhome Insurance Agency, ATV Insurance Agency, Renter's Insurance Agency, Umbrella Insurance Agency, Mexico Auto Insurance Agency, Mexico Boat Insurance Agency,

Products Sold:

Auto Insurance, Home Insurance, Mobile Home Insurrance, Motorcycle Insurance, Boat Insurance, RV Insurance, Travel Trailer Insurance, Camper Insurance, Jet Ski Insurance, Golf Cart Insurance, Motorcoach Insurance, ATV Insurance, Renter's Insurance, Motorhome Insurance, Umbrella Insurance, Mexico Auto Insurance, Mexico Boat Insurance, Commercial Insurance, Truck Insurance, Dump Truck Insurance, Tow Truck Insurance, Tractor Trailer Insurance, Business Insurance, SR-22 Insurance, General Liability Insurance, Windstorm Insurance, Flood Insurance,

Area Served:

Dickinson, Texas

Hours:

Monday - Friday 9am to 6pm, Saturday 9am - 5pm or Call 24 Hours a Day 7 Days a Week.

Companies/Brands:

Progressive Insurance, Foremost Insurance, National LLoyds Insurance, Home State Insuance, American Southwest, Amercan Century Casualty Company, Unitrin Insurance, Infiniti Insurance,

Description:

Insurance Plus Agencies was established in October of 1996 with the opening of our office in Alvin, Texas. From the beginning, Insurance Plus Agencies set the standard for insurance agency customer service with office hours set to fit our customers schedules and Insurance Agents that show a keen sense of concern for their customer's needs. We are located at 204 East House Street across the street from the Post Office in the Alvin Towne Center.

Additional Information:

"Low Rates & 24 Hour Service!" Agents on duty 24 Hours a Day 7 Days a week. Call Anytime! Insurance Plus is an Independent insurance agency selling auto, home, mobile home, commercial, motorcycle, RV, boat, ATV, watercraft, camper, life and health insurance. We have 7 area locations.

Payment Accepted:

Check, Traveler's Check, Cash, MasterCard, Visa, Traveler's Check, Cash, MasterCard, Visa

Service Type:

We provide service by Phone, Fax, Email, Website Submission or just come into one of our conveniently located offices. No appointment necessary, walk ins welcome.

You may purchase Auto Insurance on our website by clicking on this link. It's easy! Just Quote, Buy and Print.


Speciallties:

Agents on duty 24 Hours a Day 7 Days a week. Call Anytime!

Languages Spoken:

English, Spanish

Year Established:

1996

Insurance Plus Agencies, LLC Phone 281-534-4700 Dickinson, TX 77539



Posted On 7/5/2010 11:05:38 AM



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